Timothy Christensen is a CFP® with over 43 years of experience in the financial industry. He has been with Ameriprise in various capacities since 2005. Outside of his advisory role, he serves on the Board of Directors for Aspen Townhomes in Red Lodge, Montana. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Crystal Rieker is a financial advisor with Ameriprise in Billings, MT, holding a Series 66 designation and 10 years of industry experience. She has been with Ameriprise and its affiliated entities since 2014. Outside of financial advising, she is involved in independent insurance brokering and operates an art and painting business. Ameriprise is a large institutional firm offering retirement-income planning services primarily for clients with significant investable assets. The firm combines research-driven modeling with tax-efficient strategies and provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Edward Davis is a financial advisor with Ameriprise in Billings, MT, holding a Series 66 designation and 15 years of industry experience. He has worked with Ameriprise and Christensen Shy & Associates since 2010 and has operated as a CPA since 2009. Outside of advising, he is involved in consulting activities unrelated to investment management. Ameriprise offers retirement-income planning services tailored to individuals nearing or in retirement with significant investable assets. The firm provides comprehensive advisory, brokerage, and insurance solutions supported by a centralized retirement-income consulting team that utilizes research, modeling, and tax-efficiency analysis to develop personalized recommendations.

Brooks Schaaf is a financial advisor with Ameriprise in Billings, MT, holding a Series 66 designation. He has less than one year of industry experience and has held various roles outside of financial services, including involvement with Ubuntu Sport Spokane and Spokane Nordic. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning with a focus on dependable income sources and tax-aware withdrawal strategies.

Kristy Jo Damon is a financial advisor at Ameriprise in Billings, MT, with two years of industry experience. She previously worked at Stockman Wealth Management and Stockman Bank for a combined nine years. Damon is also involved in independent insurance brokering, focusing on Medicare Supplement plans with several providers. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides ongoing advice based on a comprehensive Recommendation Report.