Divisha Kapur is a financial advisor with Ameriprise Financial Services, LLC, holding ChFC® and Series 63 credentials and bringing 32 years of industry experience. Prior to joining Ameriprise in 2020, Kapur spent 21 years at Hantz Financial Services, Inc. Outside of advisory work, Kapur serves as CEO of Kapur Enterprises LLC and is involved in tax preparation management through Ideal Tax Solutions, Inc. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets. The firm utilizes a combination of research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendations, supported by a centralized retirement-income consulting team.

Andrew Anderson is a financial advisor with Ameriprise in Waterford, MI, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. Prior to joining Ameriprise in 2021, he worked at Hantz Financial Services for eight years. Outside of his advisory role, he owns Anderson Auto Restoration, LLC, a retail business, and is involved in administrative research and meeting preparation for Kapur Enterprises LLC. Ameriprise offers a retirement-income planning service focused on clients nearing or in retirement with significant investable assets, combining research-driven modeling and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities, supported by a centralized team that delivers tailored, non-discretionary retirement income recommendations.