Andrew Lerner is a CFP®, ChFC®, and holds a Series 66 license with 12 years of industry experience. He has worked at Ameriprise since 2025 and previously spent 11 years at Oppenheimer. Outside of his advisory role, he is a co-owner of Grupo de Pacifico LLC, an LLC involved in private company and real estate investments. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Logan Shalmi is a financial advisor with Ameriprise in Boca Raton, FL, holding a Series 66 designation and 13 years of industry experience. He previously worked at Oppenheimer for 12 years before joining Ameriprise in 2025. Outside of advising, he serves on the board of directors for Homesafe and is the owner of a real estate business, Grupo De Pacifico. Ameriprise Financial Services is a large diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored, ongoing advice based on a comprehensive analysis of income sources and withdrawal strategies.

Andrew Watkins is a financial advisor with Ameriprise in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Prior to joining Ameriprise in 2020, he worked at Morgan Stanley in various roles from 2011 to 2020. He also owns a tax consulting business, Andrew M Watkins CPA, providing tax preparation services. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, delivering tailored, research-based recommendations through a centralized consulting team in partnership with financial advisors.

James Bradley is a financial advisor at Ameriprise with 36 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley and its affiliated private banks from 2014 to 2023. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset thresholds, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored advice through a centralized consulting team.

Drew Granauro is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Ameriprise since 2009, working within its various corporate entities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service for clients near or in retirement. The firm provides written Recommendation Reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Christopher Guarino is a financial advisor with Ameriprise in Delray Beach, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Outside of his advisory role, he manages a consulting business unrelated to investment activities. Ameriprise offers a retirement-income planning service aimed at clients approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of a large institutional provider.

Colin Gates is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 2017, he has provided customized service support to clients and internal services to the advisor team. Colin focuses on helping clients manage their wealth to meet their individual needs through a comprehensive approach that starts with listening carefully to client goals. His areas of expertise include college education planning, family wealth management strategies, legacy planning, managing new wealth, portfolio management services, and tax minimization. He also offers specialized services for endowments, foundations, non-profits, special needs planning, sports and entertainment, and individual and corporate investment strategies. Colin holds the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. Colin earned a Bachelor's Degree from Gwynedd Mercy University. Outside of his professional role, he enjoys basketball, football, golfing, hiking, skiing, tennis, and yoga.

Ernest Velez Jr. is a CFP®-certified financial advisor with Ameriprise in Boca Raton, FL, bringing 39 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Outside of his advisory role, he serves on the Board of Directors for Estada HOA. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports, supported by a centralized consulting team and algorithmic tools.

Jason Ajmo is a financial advisor with Ameriprise in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank. He has been with Ameriprise since 2018. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary recommendations, emphasizing assets held in Ameriprise Managed Accounts and utilizing algorithmic automation overseen by a Retirement Income Oversight Committee.

David Gordon is a financial advisor at Ameriprise with 21 years of industry experience. He holds a Series 66 designation and has worked previously at Good Life Advisors, LLC, LPL Financial, LLC, and Ameriprise Financial Services Inc. Outside of his advisory work, he serves as Treasurer on the Board of Directors for The Aria Condominium in Philadelphia. Ameriprise provides retirement-income planning services focused on individuals nearing or in retirement, typically requiring at least $1 million in net investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, customized recommendations through a centralized consulting team.

Nancy Tush is a financial advisor at Ameriprise with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Raymond James, Merrill, and Wells Fargo. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement, providing customized Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored advice, primarily for clients with at least $1 million in investable assets and significant holdings in Ameriprise-managed accounts.

Michael Korsten is a financial advisor at Ameriprise with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley Private Bank and Morgan Stanley. He has been with Ameriprise and its affiliated entities since 2017. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendations through a centralized consulting team, emphasizing the use of Ameriprise-managed accounts and algorithmic support in its advisory process.

Mitchell Edenbaum is a financial advisor with Ameriprise Financial Services, LLC in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He previously worked for Oppenheimer & Co., Inc. for 24 years before joining Ameriprise in 2026. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides detailed retirement planning and income recommendations using proprietary research and third-party data, focused on dependable income sources and tax-aware withdrawal strategies.

Rany Janover is a financial advisor with Ameriprise in Boca Raton, FL, holding a Series 63 designation and 28 years of industry experience. He has worked at Ameriprise since 2021, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach, emphasizing assets held in Ameriprise Managed Accounts and utilizing algorithmic tools overseen by a Retirement Income Oversight Committee.

Lili Papp is a financial advisor with Ameriprise in Boynton Beach, FL, holding a Series 66 designation and 10 years of industry experience. She previously worked at JP Morgan Securities and JP Morgan Chase Bank. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, delivering non-discretionary, research-based recommendations that incorporate tax-efficient withdrawal strategies and Social Security claiming options. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Michael Robbins is a financial advisor with Ameriprise in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Ameriprise since 2020 and previously spent 17 years at Summit Financial Group Inc. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, using a centralized consulting team to deliver tailored, non-discretionary recommendations that incorporate research, modeling, and tax-efficiency analysis. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

James Mucciaccio Jr. is a financial advisor at Ameriprise with 32 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at UBS Financial Services for nine years. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Charles Shalmi is a financial advisor at Ameriprise with 41 years of industry experience. He holds Series 63, Series 65, and Series 66 designations and previously worked at Oppenheimer & Co., Inc. for 22 years. Outside of his advisory role, he serves on the Board of Directors of the Rotary Club in Boca Raton, FL. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research and modeling with tax-efficient withdrawal strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

David Hersh is a financial advisor with Ameriprise in Lake Worth, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at UBS Financial Services for nine years before joining Ameriprise in 2024. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement who meet certain asset criteria, providing written recommendations on income sources, Social Security options, and tax-smart withdrawal strategies. The firm delivers these services through a centralized consulting team using a combination of research, modeling, and tax-efficiency analysis, with an emphasis on assets held in Ameriprise-managed accounts.

Kevin Kuhar is a financial advisor at Ameriprise with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Oppenheimer and UBS Financial Services. Kuhar is based in Boca Raton, FL. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, providing detailed written Recommendation Reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and supports clients through a centralized retirement-income consulting team.