Velma Bowen is a financial advisor with Ameriprise in Bowling Green, MO, holding Series 63 and Series 66 credentials and bringing 34 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of her advisory role, she is involved in managing a family farm used for hunting purposes. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria, delivering tailored recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

James Hartung is a financial advisor with Ameriprise, holding Series 65 and Series 63 credentials and bringing 39 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of financial advising, Hartung owns a cattle ranch and is involved in local community service as a board member for Ruth Jensen Village in Bowling Green, MO. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning and ongoing advice, incorporating proprietary research and third-party data within an investment approach influenced by affiliated product options.

Sylvia Creech is a financial advisor at Ameriprise with a Series 66 credential and two years of industry experience. Prior to joining Ameriprise, she worked at Veterans United Home Loans and has held various roles in education and the food service industry. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Tamara Scherder is a CFP® and Series 66-licensed financial advisor with Ameriprise, where she has worked since 2020. She has five years of industry experience and previously spent 15 years at Sysco Foodservice. Outside of her advisory role, she serves on the boards of the Bowling Green Chamber of Commerce and the Bowling Green R-1 District School Board, and she is president of the Frankford Parent Club. She also manages event scheduling for the Knights of Columbus Hall at St. Clement Parish in Bowling Green, MO. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and advisory support delivered through a centralized consulting team, emphasizing managed accounts and algorithmic tools to generate tailored retirement plans.