Mary Grace Cardow is a financial advisor with Ameriprise in Charlotte, NC, holding a Series 66 designation and four years of industry experience. Her background includes roles at The Vanguard Group, Clemson University Academic Success Center, and Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides tailored retirement planning advice through a centralized team using proprietary research and tools.

Megan Otlowski is a financial advisor with Ameriprise in Virginia Beach, VA, holding a Series 66 designation and 16 years of industry experience. She has been with Ameriprise and its affiliate since 2012. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, providing detailed written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach, serving clients primarily through Ameriprise-managed accounts.

Janay Donaldson is a financial advisor at Ameriprise with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at LPL Financial, The Vanguard Group, TIAA, and TIAA-CREF. Outside of finance, she is involved with Harold's Chicken and Ice Bar. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendations and ongoing retirement income planning using tax-aware strategies and proprietary research.

Jason Hnat is a financial advisor with Ameriprise in Charlotte, NC, holding Series 63 and Series 66 credentials and four years of industry experience. His prior work includes roles at MassMutual, Park Avenue Securities, and LPL Financial. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports through a centralized consulting team.

Mahalo Blackburn is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, Blackburn’s background includes roles at P.F. Changs and academic positions at the University of British Columbia and Wake Forest University. Blackburn also worked with the U.S. Soccer Federation and a law firm, Teague, Rotenstreich, Stanaland, Fox and Holt, PLLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income and tax-aware withdrawal strategies. The firm’s approach combines investment research, third-party data, and algorithmic tools, and features restrictive enrollment criteria tied to asset levels and the firm’s product ecosystem.

Mark Davey is a financial advisor at Ameriprise with 19 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2006. He serves on the investment advisory committee for the Delta Chi Educational Foundation, which manages funds used for scholarships and other educational needs. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Levi Klein is a financial advisor with Ameriprise in Charlotte, NC, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Ameriprise, his work history includes roles at Skyhawk Sports, Superior Asphalt, Kerker Inc., DoorDash, and Shipt. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its Ameriprise Premier Retirement Income service, which provides retirement-income planning through written Recommendation Reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Noah Urrutia is a financial advisor at Ameriprise in Charlotte, NC, holding Series 63 and Series 66 licenses with three years of industry experience. Prior to joining Ameriprise, he worked at Starbucks for five years. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendations and annual retirement-income planning advice. The firm’s approach incorporates investment research, third-party data, and algorithmic tools, with recommendations designed around asset allocation, withdrawal strategies, and Social Security options.

Carmen Hall is a financial advisor at Ameriprise in Charlotte, NC, holding a Series 66 designation with three years of industry experience. Prior to joining Ameriprise, she worked in various roles across different industries, including positions at Rover, Smiling Moose, and Hop and Barrel Brewing. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Malcolm Rose Jr. is a financial advisor at Ameriprise with seven years of industry experience. His previous roles include positions at Truist Investment Services, Prudential Insurance Company of America, and Mutual of Omaha. Outside of his advisory work, he writes a blog that interprets hip-hop lyrics to explore themes of mental, physical, and financial fitness and has authored a book of poetry. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides retirement income planning advice through a centralized team in collaboration with financial advisors. The firm’s approach incorporates investment research, algorithmic tools, and a defined investment universe influenced by affiliated products and distribution arrangements.

Erin Waters is a financial advisor at Ameriprise with one year of industry experience and holds a Series 66 designation. Prior to joining Ameriprise in 2022, she worked at Advantage Solutions, Red Moon Marketing, Brown Forman, and the University of Kentucky. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized retirement income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Tierra Reese is a financial advisor at Ameriprise in Charlotte, NC, holding Series 63 and Series 65 licenses with four years of industry experience. Prior to joining Ameriprise in 2025, she held roles at Wells Fargo, JPMorgan Chase, Merrill, and Bank of America. She is also the owner of The Crowned Ventures LLC, a small business unrelated to investment activities. Ameriprise Financial Services provides advisory solutions for individual and institutional clients, including a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice.

Jack Hudnut is a financial advisor at Ameriprise in Charlotte, NC, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Wealth Enhancement Group and a four-year tenure at Iowa State University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendation reports and ongoing retirement-income planning advice. The firm's approach includes tax-aware withdrawal strategies and relies on internal investment research and third-party data to support its recommendations.