Robert Bastiaans is a financial advisor with Ameriprise in Parker, Colorado, holding Series 63 and Series 65 licenses and 48 years of industry experience. He has worked with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing tailored recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

James Obrien is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with Ameriprise since 2016. Obrien serves on the Board of Directors for the Legacy Society. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with tax-aware withdrawal strategies and ongoing advice.

Sarah Joseph is a financial advisor with Ameriprise in Aurora, Colorado, holding 33 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1992. Ameriprise provides a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Tracey Cramer is a financial advisor with Ameriprise in Denver, CO, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. She has been with Ameriprise and its affiliate since 2009. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing tailored Recommendation Reports that integrate research, modeling, and tax-efficiency analysis. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Brian Orinick is a financial advisor at Ameriprise based in Lone Tree, Colorado, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has been with Ameriprise and its affiliates since 2009. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers advisory, brokerage, and insurance solutions through affiliated entities.

Michael Smith is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Ameriprise Financial Services. He previously worked at Bank of America and Merrill for eight years each. Outside of advising, he co-owns Cain and Company LLC and owns Zen Zoe Imports LLC, both consulting businesses. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.