Phillip Harmon is a CFP® with 29 years of industry experience and is currently affiliated with Ameriprise in Fremont, MI. He has been with Ameriprise and its affiliated entity since 2005. Outside of his financial advisory work, he is involved in the pinball community, including operating coin-operated amusement machines and supporting the International Flipper Pinball Association to promote competitive pinball in Michigan. Ameriprise serves clients primarily through a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports, leveraging a centralized consulting team and automated processes to support its advisors.

Zoe Harmon Wilbur is a financial advisor at Ameriprise Financial Services with 10 years of industry experience. She holds a Series 66 designation and has been with Ameriprise since 2016. Outside of her advisory role, she owns a videography and photography business and serves as Vice President on the Board of Directors for the Yahaba Friendship City Program. Additionally, she participates on the Fremont Area Community Foundation’s Community Development and Impact Investment Committees. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, which includes written recommendation reports and ongoing advice designed to support dependable income and tax-aware withdrawal strategies.