Ethan Hodnefield is a financial advisor with Ameriprise in Grand Forks, ND, holding a Series 66 designation and 10 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Outside of his advisory role, he serves as treasurer on the board of directors for North Dakota Backcountry Hunters and Anglers and owns Heritage Tax Solutions LLC, a tax preparation business. Ameriprise is an institutional firm offering retirement-income planning services primarily for individuals with significant investable assets. The firm uses a centralized consulting team to deliver non-discretionary, research-driven recommendations that incorporate tax efficiency and adaptive withdrawal strategies.

Paul Hensrud is a financial advisor at Ameriprise with 17 years of industry experience. He has been with Ameriprise and its affiliated entities since 2008 and has also worked with Fargo Public Schools since 2006. Outside of his advisory role, he serves on the board of Riverside Christian School and is involved in business ownership activities including tax preparation and managing an advisory business. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated companies, combining research, modeling, and tax-efficiency analysis to deliver tailored retirement income recommendations.

Elizabeth Zaccardi is a financial advisor at Ameriprise with a Series 66 designation and eight years at the firm. She has four years of industry experience and previously worked at Valley Memorial Homes and the University of North Dakota. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with written recommendation reports and annual advice. The firm employs a collaborative, non-discretionary approach drawing on internal research, third-party data, and algorithmic tools within a defined investment framework.

Wyatt Holtz is a financial advisor with Ameriprise, holding a Series 66 designation and bringing 10 years of industry experience. Prior to joining Ameriprise in 2021, he worked at Edward Jones for six years. Outside of his advisory role, Holtz serves as a police officer in general patrol in Grand Forks, North Dakota. Ameriprise provides a retirement-income planning service aimed at individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored non-discretionary recommendations. As a large institutional firm, Ameriprise also offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

John Hoplin is a Series 66-licensed financial advisor with Ameriprise in Grand Forks, ND. He joined Ameriprise in 2025 and previously worked at Alerus Financial for three years. Prior to his advisory career, he was involved with Twin Tandem Studios LLC and Wichita State University. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning that combines detailed analysis and ongoing advice within a structured investment framework.