Nancy Wallace Ruffin is a financial advisor with Ameriprise in Cedar Hill, TX, holding a Series 66 designation and 20 years of industry experience. She has been with Ameriprise and its affiliated entities since 2008. Ameriprise provides a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendation reports. The firm serves clients through a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Sherry Wear is a financial advisor at Ameriprise in Grapevine, TX, holding a Series 66 designation with three years of industry experience. She has been with Ameriprise since 2019 and previously spent 15 years in homemaking. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Bryan Urbach is a financial advisor with Ameriprise in Coppell, TX, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Ameriprise, he worked at Fidelity Brokerage Services, State Farm Insurance, MonkeySports, Inc., and the Denton Record-Chronicle. Ameriprise provides retirement-income planning services primarily for clients with at least $1 million in investable assets, combining research, modeling, and tax-efficiency analysis to deliver annual, non-discretionary recommendation reports tailored to clients’ financial situations.

Marshall Felker III is a financial advisor with Ameriprise in Lewisville, TX, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Ameriprise and its related entities since 2005. Felker is involved in multiple business activities, including consulting, leadership, and practice management through several investment-related entities. Ameriprise offers a retirement-income planning service targeting individuals near or in retirement with significant investable assets, providing detailed Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Morgan Nichols is a financial advisor with Ameriprise in Grapevine, TX, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with Ameriprise and its affiliate since 2015. Nichols is a co-author of the book *Intentional Legacy: Aligning Wealth and Values Across Generations* and serves on the board of GRACE in Grapevine. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing detailed written recommendations on income, Social Security, and tax strategies. The firm combines research, modeling, and tax-efficiency analysis delivered by a centralized consulting team, with an emphasis on assets held in Ameriprise managed accounts.

Melanie Patterson is a financial advisor with Ameriprise in Arlington, TX, holding a Series 66 credential and 19 years of industry experience. She has been with Ameriprise and its affiliate since 2004. Outside of her advisory role, she owns and operates an LLC for business purposes. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement who meet certain asset criteria, offering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, algorithm-supported recommendations primarily for clients with Ameriprise-managed accounts.

Shelby Jennings is a financial advisor with Ameriprise based in Grapevine, TX, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, Shelby worked at Edward Jones and has experience teaching dance classes at Dana's Studio of Dance. Outside of advisory work, Shelby has also worked as a grocery delivery shopper. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that focuses on dependable income sources and tax-aware withdrawal strategies. The firm’s approach integrates proprietary investment research and third-party data, with notable enrollment criteria that include minimum investable assets and the use of Ameriprise managed accounts.

Mark Cope is a financial advisor with Ameriprise in Grapevine, TX, holding Series 66 and Series 63 licenses and four years of industry experience. Prior to joining Ameriprise, he worked at Fidelity Investments, Purshe Kaplan Sterling Investment, Thrivent Financial Network, and 49 Financial. He also spent four years at Baylor University and six years at Grapevine Faith Christian. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, incorporating proprietary research and third-party data to provide tailored, non-discretionary recommendations.