Kyler Koch is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation. Outside of his advisory role, he is involved in real estate ownership in Holland, Michigan. Ameriprise is an institutional firm that offers retirement-income planning services primarily for individuals with at least $1 million in investable assets. The firm provides written recommendation reports based on detailed modeling and tax-efficiency analysis, delivered through a centralized consulting team in partnership with its financial advisors.

Kelsey Hosner is a financial advisor at Ameriprise with four years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2021. Prior to advising, she gained experience at Macatawa Accounting Service and other local businesses. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Lance Baker is a financial advisor with Ameriprise in Holland, MI, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Ameriprise and its affiliates since 2011. Outside of his advisory role, he serves as Treasurer and a member of the Board of Directors for the Pioneer Club in Holland. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with personalized advice and employs algorithmic automation overseen by a dedicated committee to generate tailored retirement income recommendations.