Cecilia Garcia is a CFP® professional with 20 years of experience in the financial services industry. She has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Garcia is a co-owner and owner of several financial advice-related businesses and serves on the Board of Directors for Girls Inc. of Greater Houston. Ameriprise is a large institutional firm offering retirement-income planning services for individuals with significant investable assets, combining research and modeling with tax-smart withdrawal strategies. The firm provides a wide range of advisory, brokerage, and insurance solutions through affiliated entities.

Audree Begay is a financial advisor with Ameriprise in Houston, TX, holding a Series 63 designation and having 26 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she has been involved with Jerry's Pools & Spas and Medi Col for over two decades. Ameriprise offers retirement-income planning services targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its extensive institutional platform.

Kristal Jimenez is a financial advisor with Ameriprise based in Houston, TX, holding a Series 66 designation and with nine years of industry experience. Her career includes roles at Ameriprise Financial Services and JPMorgan securities and banking entities. She is also employed by Geaux Sooners, LLC DBA Luminate, where she manages an advisory business. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, offering written recommendation reports and a range of advisory, brokerage, and insurance solutions through affiliated companies. The firm’s approach combines research, modeling, and tax-efficiency analysis, supported by algorithmic automation overseen by a dedicated consulting team.

Lindsey Caminiti is a CFP®-designated financial advisor with Ameriprise Financial Services in Houston, TX, and has nine years of industry experience. She has worked at Ameriprise since 2017 and previously spent one year with Cetera Advisors. Outside of her advisory role, Lindsey is involved with Geaux Sooners, LLC, operating as Luminate. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides tailored retirement-income planning advice through a centralized team in collaboration with the client’s advisor.

Patrick Fleming is a financial advisor at Ameriprise with three years of industry experience. Prior to joining Ameriprise in 2022, he worked in education at Tomball High School and Tomball Memorial High School for a combined eight years. He holds a Series 66 designation. Ameriprise provides retirement-income planning services primarily for clients with at least $1 million in net investable assets, using a combination of research, modeling, and tax-efficient strategies to deliver non-discretionary recommendations through a centralized consulting team.

Kendall Doxey is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and five years of industry experience. Prior to joining Ameriprise in 2019, he worked at Thomas Markle Jewelers and the University of Houston. He is involved with Geaux Sooners, LLC DBA Luminate, where he leads the financial planning department and works directly with clients on financial plans and requests. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary retirement recommendations through a centralized consulting team.

Robert Pulliam is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and four years of industry experience. His prior roles include positions at SWBC Mortgage Corporation and Hilton College Station. He is also involved with Geaux Sooners, LLC DBA Luminate as part of his advisory business activities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning, tax-aware withdrawal strategies, and Social Security claiming options.