Roman Zhitnik is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and four years of industry experience. He previously worked at Riversource Distributors, Inc. and has held positions in education at the New York Department of Education and Brooklyn College. Zhitnik is also a co-owner of NAP Partners, LLC., where he manages an advisory business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized retirement income service focused on written recommendation reports and ongoing advice for clients nearing or in retirement, incorporating tax-aware withdrawal strategies and Social Security planning within a managed account framework.

Balaji Rajamani is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise in 2024, he worked for Yesmail/Data Axle for eight years. He is co-owner of Abhyaas Inc., an Indian classical music school operated by his spouse. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing retirement-income planning advice based on research and algorithmic tools, with enrollment criteria that require a minimum level of investable assets.