John Gruber is a financial advisor with Ameriprise in Lake City, MN, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 35 years of industry experience, including over 20 years with Ameriprise and its affiliated entities. Outside of his advisory role, he serves on the Board of Directors for the Country Park Estates Homeowners Association and consults for Summit Management Group, LLC, assisting with non-licensed operational activities. Ameriprise offers retirement-income planning services primarily for clients nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations. The firm serves a broad client base through a range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Stephen Stolz is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Ameriprise Financial Services LLC since 2001. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he is involved in managing a family-owned business entity related to a carwash and serves as Treasurer on the Board of Directors for the Windcliff Homeowners Association in Lake City, MN. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional financial services provider.