Michael Ruhland is a financial advisor with Ameriprise who holds Series 63 and Series 65 licenses and has 45 years of industry experience. He has been with Ameriprise since 2005, including its affiliated entities, and currently serves clients from Le Mars, Iowa. Outside of his advisory role, Ruhland is a trustee on the Gehlen Catholic Endowment Board. Ameriprise provides retirement-income planning services designed for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendations through a centralized consulting team, focusing on clients who maintain a substantial portion of assets in Ameriprise-managed accounts.

Samuel Van Wettering is a financial advisor with Ameriprise in Le Mars, Iowa, holding a Series 66 designation and four years of industry experience. His prior roles include positions at American Bank, Northwestern Mutual, Kingsley State Bank, and Wells Fargo. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, offering detailed written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized service delivered in partnership with its financial advisors.