Sean Loveday is a financial advisor at Ameriprise Financial Services, LLC, holding the ChFC® designation and Series 66 license with 22 years of industry experience. His prior experience includes roles at LPL Enterprise, Pruco Securities, Prudential Insurance Company of America, Equitable Advisors, MSI Financial Services, Inc., and an earlier period at Ameriprise. He is co-owner of Loveday Caruso Wealth Management Group LLC and owner of Loveday Management LLC, both of which manage his advisory business in Littleton, CO. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service focused on retirement-income planning through written recommendations and ongoing advice, utilizing a research-driven approach and proprietary tools within a defined investment framework.

Sarah Caruso is a financial advisor at Ameriprise with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at LPL Enterprise, Prudential Insurance Company of America, Pruco Securities, LLC, and National Planning Holdings. She is also a co-owner of Loveday Caruso Wealth Management Group, LLC, managing an Ameriprise-affiliated business. Ameriprise Financial Services is a large firm serving individual and institutional clients, offering a specialized retirement income service that provides written recommendations and annual planning advice focused on dependable income and tax-aware withdrawal strategies. The firm’s retirement service uses proprietary research, third-party data, and internal oversight to support its asset allocation and withdrawal guidance.