Zachary Bebout is a financial advisor with Ameriprise in Louisville, KY, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Fifth Third Bank, Crowe LLP, and the University of Kentucky. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies, supported by proprietary research and third-party data.

Jonathan Carroll is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. He joined Ameriprise in 2025 after attending the University of Kentucky and holding various roles in other businesses. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Carlton Head is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2005. He also serves as Director of Investments at Heick, Hester, Smith & Associates LLC, where he manages the SPS Advisor discretionary platform and screens investments. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations.

Laura Young is a financial advisor at Ameriprise with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Ameriprise and its affiliated entities since 2000. Outside of her advisory role, she serves as Operations Director at Heick, Hester, Smith & Associates LLC in Louisville, KY. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, combining research and modeling with tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its extensive institutional platform.

Eric Heick is a financial advisor with Ameriprise in Louisville, KY, holding a Series 66 designation and 14 years of industry experience. He has been with Ameriprise and its affiliate since 2011. Outside of his advisory role, Heick pursues photography and videography through a personal project called DownSetHeick Photography, which involves occasional paid work for friends and family. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Jeffrey Bellucci is a financial advisor with Ameriprise in Simpsonville, KY, holding a Series 63 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Bellucci serves on the boards of the Hopeful Hearts Foundation Inc. and the Clydesdale Athletic Club and volunteers with the Generous Giving stewardship ministry at Southeast Christian Church. Ameriprise offers retirement-income planning services tailored to individuals approaching or in retirement, utilizing a centralized consulting team to provide non-discretionary, research-driven recommendations that incorporate tax efficiency and withdrawal strategies. The firm serves clients with substantial investable assets and combines advisory, brokerage, and insurance solutions through its affiliated entities.

Jonathan Lintner is a financial advisor with Ameriprise in Louisville, KY, holding a Series 63 designation and 39 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he is involved with Heick, Hester Smith & Associates, a wealth management business. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools, while emphasizing a range of advisory, brokerage, and insurance solutions.

Todd O’Neil is a financial advisor with Ameriprise in Louisville, KY, holding a Series 63 credential and possessing 31 years of industry experience. He has been with Ameriprise and its predecessor firm since 2005. Outside of his advisory role, he serves as president of Todd Christian O’Neil, Inc., an entity formed to manage his Ameriprise practice. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Amanda Caffee is a financial advisor at Ameriprise in Louisville, KY with nine years of industry experience. She holds a Series 66 designation and has been with Ameriprise since 2015. Outside of her advisory role, she works as a paraplanner and client services assistant for Heick, Hester, Smith & Associates LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that focuses on retirement-income planning through written Recommendation Reports and ongoing advice. The firm’s approach includes asset allocation analysis, adaptive withdrawal strategies, and Social Security claiming options, operating within a product ecosystem influenced by affiliated investment options and distribution arrangements.

Cheryl Burress is a financial advisor at Ameriprise with 21 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Ameriprise since 2019, following roles at U.S. Bancorp Investments, US Bank, and various insurance carriers. Outside of her advisory work, she is also affiliated with Heick, Hester Smith & Associates, LLC as a financial advisor on a limited basis. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.