John Melo is a financial advisor with Ameriprise in Melbourne, FL, holding Series 63 and Series 65 certifications and 22 years of industry experience. His prior roles include positions at Collaborative Wealth Management, LPL Financial, and Wells Fargo Advisors. Outside of his advisory work, he serves as a first officer pilot for Hera Flight. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written retirement income recommendations and ongoing planning focused on dependable income sources and tax-aware withdrawal strategies.

Christopher Squires is a financial advisor at Ameriprise with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise since 2020. His prior experience includes roles at Collaborative Wealth, LPL Financial, LLC, and Axa Advisors, LLC. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored advice, with a focus on clients holding assets in Ameriprise Managed Accounts.