James Whitehead is a CFP® professional with 24 years of experience in financial services. He is currently with Ameriprise and has held previous roles at his own practice, James D. Whitehead, as well as Shoemaker Agency, Securian Financial Services Inc., and Minnesota Life. Outside of his advisory work, he is involved in a consulting business focused on property and casualty insurance. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored income recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Scott Giles is a CFP® with 34 years of experience in the financial industry. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he is involved in multi-family real estate ownership in Memphis, Tennessee. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

Ashley Craft is a financial advisor with Ameriprise in Memphis, TN, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, Ashley worked in roles related to supply chain management and owned a retail business, Rust and Teal Handmade Gifts. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning with a focus on dependable income and tax-aware withdrawal strategies. The firm’s approach includes detailed Recommendation Reports and ongoing advice, supported by proprietary research and third-party data.

Andrew Clarke is a financial advisor with Ameriprise in Germantown, TN, holding Series 63 and Series 65 licenses and five years of industry experience. He has been with Ameriprise since 2017 and previously worked at Flight Restaurant and Wine Bar and the University of Memphis. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in delivering these services and operates as a large institutional firm with a broad range of advisory, brokerage, and insurance solutions.

Alethea Summers is a financial advisor with Ameriprise in Memphis, TN, holding a Series 66 designation and 17 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Benjamin Terhune is a financial advisor at Ameriprise with two years of industry experience and holds the Series 66 designation. Prior to joining Ameriprise, he was the owner of Owner's Box Sports Grill and has held roles at Damon-Marcus Co., FedEx World Hub, and Huey's Restaurants. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.