Caleb Horvat is a financial advisor with Ameriprise in Miami, FL, holding a Series 66 designation and five years of industry experience. He has been with Ameriprise since 2017 and previously worked at OneLoanPlace.com. Outside of his advisory role, he serves on the Board of Directors for BNI Powerhouse. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides written recommendations and ongoing tax-aware retirement planning.

Barry Brosius is a financial advisor with Ameriprise in Miami, FL, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns and manages a business that handles shared office expenses for himself and other Ameriprise advisors. Ameriprise offers a retirement-income planning service targeting individuals near or in retirement with substantial investable assets, combining research and modeling to provide tailored, tax-efficient income strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

James Philippeaux is a financial advisor with Ameriprise, holding 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in managing his own business, James Philippeaux & Associates Inc. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.