Keith Kleinschmidt is a financial advisor with Ameriprise in Minneapolis, MN, holding a Series 63 designation and 18 years of industry experience. He has been with Ameriprise and its affiliated firms since 2010. Outside of his advisory role, he operates an online retail business selling T-shirts via an Etsy shop. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficient strategies to deliver non-discretionary recommendations through a centralized consulting team, supporting clients with a range of advisory, brokerage, and insurance solutions.

Marcus Holmberg is a financial advisor with Ameriprise in Minneapolis, MN, holding Series 63 and Series 66 designations and 25 years of industry experience. He has worked at Ameriprise since 2019, following prior roles at Thrivent Financial and its related entities from 2005 to 2018. Marcus does not have any noted outside activities beyond his advisory work. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized retirement income planning service that focuses on written recommendations and ongoing annual advice for clients approaching or in retirement.

Paula Berends is a financial advisor with Ameriprise in Minneapolis, MN, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. Her prior roles include positions at CRI Securities LLC, H.Beck, Inc., Securian Financial Services, Inc., and Minnesota Life Insurance Company. Outside of financial services, she occasionally performs as a singer at weddings and funerals and serves as an officer for the Royal Order of Klondike Kates, a nonprofit organization. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset eligibility criteria, delivering written recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and advisory support through a centralized consulting team, with a focus on Ameriprise-managed accounts and affiliated investment products.

Andrew Davis is a financial advisor at Ameriprise in Minneapolis, MN, holding a Series 66 designation with 10 years of industry experience. His prior roles include positions at Woodbury Financial and Questar Asset Management. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Ashton Penister is a financial advisor at Ameriprise with 10 years of industry experience. He holds a Series 66 designation and has been with Ameriprise in various capacities since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides tailored retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Todd English is a financial advisor with Ameriprise in Ramsey, MN, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2013. Outside of his advisory role, he also works as a food delivery driver for DoorDash. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, delivering written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and offers a broad range of advisory, brokerage, and insurance solutions typical for a large institutional firm.

Adam Krey is a financial advisor with Ameriprise, holding a Series 63 designation and bringing 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 1991. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Jeffrey Dunkel is a CERTIFIED FINANCIAL PLANNER™ professional with over 31 years of experience in the financial industry. He currently works at Ameriprise and previously spent 18 years with Thrivent Investment Management Inc. He serves as a board member for The Crossings Condo Homeowner's Association, participating in governance and maintenance decisions. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that incorporates written recommendation reports and tax-aware strategies, supported by a centralized service team and proprietary investment research.

Johanna Willegalle is a financial advisor at Ameriprise with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Ameriprise since 2009. Outside of her advisory role, she manages a family trust and oversees an LLC that supports her mother’s daily expenses. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Douglas Lawrence is a financial advisor with Ameriprise in Victoria, MN, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Ameriprise and its affiliate since 2015. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with substantial investable assets, providing written recommendations that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary advice primarily focused on assets held in Ameriprise-managed accounts.

Denise Dawson is a financial advisor with Ameriprise in Hampton, MN, holding a Series 63 designation and 36 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, utilizing a combination of research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm operates as a large institutional provider offering a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Ryan Cin is a financial advisor with Ameriprise in Lakeville, MN, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2013. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of large institutional firms.

Lee Goldstein is a financial advisor with Ameriprise in Chanhassen, MN, holding Series 63 and Series 66 licenses and 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2008. Outside of his advisory role, Goldstein owns and operates a small tutoring business covering subjects such as math and finance, and he is also employed in retail sales. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, delivering written recommendations that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with a focus on managed accounts to support its clients’ retirement planning needs.

Dale Meinders is a financial advisor at Ameriprise with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Allianz Life Insurance Company of North America among other firms. Outside of his advisory role, he serves as an officer on the board of Twin Cities Walleyes Unlimited, a nonprofit organization. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Natalie Blockhus is a financial advisor with Ameriprise in Minneapolis, MN, holding a Series 66 designation and nine years of industry experience. Her career includes prior roles at American Enterprise Investment Services Inc. and Ameriprise Financial Services Inc. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning, tax-aware withdrawal strategies, and Social Security claiming options. The firm uses a combination of internal research, third-party data, and algorithmic tools to provide written recommendation reports and ongoing advice.

Benjamin Vang is a financial advisor at Ameriprise with nine years of industry experience. He holds the Series 66 designation and has worked at Ameriprise since 2019, including its affiliate RiverSource Distributors Inc. prior to that. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of a large institutional firm.

Jeffrey Carlson is a ChFC®-designated financial advisor with 11 years of industry experience. He is currently with Ameriprise and has previously worked at Questar Asset Management and Questar Capital Corporation. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset thresholds, offering detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis with a centralized consulting team to deliver tailored, algorithm-supported retirement income advice.

Edward Espinoza is a financial advisor with Ameriprise in Minneapolis, MN, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2009. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria. The firm provides written recommendation reports that incorporate research, modeling, and tax-efficiency analysis, delivered through a centralized consulting team in partnership with client advisors.

Amanda Karschnik is a financial advisor with Ameriprise, holding a Series 63 designation and 14 years of industry experience. She has been with Ameriprise since 2011, including her current role at the firm since 2020. Outside of her advisory work, she operates a wellness coaching small business, providing nutrition, running, and strength coaching to individuals. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendations in partnership with its financial advisors.

Joseph Ball is a financial advisor with Ameriprise in Maple Grove, MN, holding a Series 63 designation and 28 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement income advice through a centralized consulting team.