Dawn Conlin is a financial advisor with Ameriprise in Woodbury, MN, holding the ChFC® designation along with Series 63 and 66 licenses. She has 19 years of industry experience and has worked at firms including H. Beck, CRI Securities LLC, and Minnesota Life Insurance Company. Conlin has been with Ameriprise since 2017. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing detailed written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support clients, with an emphasis on assets held in Ameriprise Managed Accounts and a use of algorithmic automation overseen by a dedicated committee.

Conor Mc Donald is a financial advisor at Ameriprise in Minneapolis, MN, holding Series 63 and Series 66 licenses with eight years of industry experience. He has previous experience with Charles Schwab and TD Ameritrade, and spent time at Creighton University early in his career. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendations and annual retirement-income planning advice that incorporates tax-aware withdrawal strategies and Social Security claiming options.

Derek Guertin is a financial advisor with Ameriprise in Bloomington, MN, holding a Series 66 designation and three years of industry experience. He previously worked at Wells Fargo for 14 years before joining Ameriprise in 2022. Outside of his advisory role, he serves as an executor for an estate settlement. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Patrick Mc Laughlin is a financial advisor at Ameriprise Financial Services with seven years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2018. His prior experience includes roles at VGM, Senator Grassley, Lucettes Pizza, and the University of Iowa. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement planning advice through written reports and ongoing consultation. The firm utilizes a combination of investment research, third-party data, and algorithmic tools to develop recommendations focused on income sources and tax-efficient withdrawal strategies.

Richard Capitani is a financial advisor with Ameriprise in Minneapolis, MN, holding Series 63 and Series 65 licenses and 18 years of industry experience. His prior roles include positions at US Bancorp Investments and Northwestern Mutual Investment Services. Outside of advising, he serves as an assistant alpine ski coach at the Academy of Holy Angels. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice. The firm’s approach integrates investment research and algorithmic tools within a managed product ecosystem.

Heidi Pederson is a financial advisor at Ameriprise with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at firms including LPL Financial, Via Forte, and Valmark Securities. Outside of her advisory work, she operates a personal life coaching business. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset thresholds, delivering detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Asma Guedi is a financial advisor at Ameriprise in Minneapolis, MN, holding a Series 66 designation with two years of industry experience. Prior to joining Ameriprise in 2023, she held roles at Canteen One, Genesis Group Homes, and the University of St. Thomas. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing tailored Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its clients, primarily through a centralized retirement-income consulting team.

Eric Ritchay is a financial advisor with Ameriprise in Minnetonka, MN, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise, he spent 15 years in full-time education. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm serves clients through a large institutional platform that includes advisory, brokerage, and insurance solutions.

Geoffrey Hearne is a financial advisor with Ameriprise in Saint Louis Park, MN, holding a Series 63 designation and 14 years of industry experience. He has been with Ameriprise and its related entities since 2011. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers these services through a centralized consulting team in partnership with client advisors.

Alexander Uphoff is a CFP® professional with three years of experience in financial advising. He is currently with Ameriprise in Minneapolis, having previously worked at Points North and held various roles including at the University of Minnesota - Duluth. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm uses a centralized team to provide written Recommendation Reports and ongoing advice focused on income sources and tax-aware withdrawal strategies, with implementation handled in collaboration with clients and their advisors.

Ryan Elvidge is a financial advisor with Ameriprise in Minneapolis, MN, holding a Series 65 designation and four years of industry experience. His prior roles include positions at Case Central and Health Partners, as well as experience at St. John's University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Ken Spangler is a financial advisor at Ameriprise in Arden Hills, MN, holding a Series 63 designation and bringing 30 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Ryan Johnson is a financial advisor with Ameriprise in Minneapolis, MN, holding Series 63 and Series 66 licenses. He has over 14 years of experience, including a 14-year tenure at Merrill before joining Ameriprise in 2026. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Christopher Lyons is a financial advisor at Ameriprise with nine years of industry experience. He holds a Series 66 designation and has been with Ameriprise Financial Services since 2017. His career includes roles at American Enterprise Investment Services and STATS. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

James Swirtz is a financial advisor with Ameriprise in Burnsville, MN, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2010. Outside of his advisory role, he serves as an election judge during local elections. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement who meet certain asset thresholds, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools with personalized advice, primarily focusing on assets held in Ameriprise-managed accounts.

Julie Nelson is a financial advisor with Ameriprise in Woodbury, MN, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. She has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2009. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets. The firm provides written Recommendation Reports addressing income sources, Social Security options, and tax-smart withdrawal strategies, utilizing a combination of research, modeling, and tax-efficiency analysis delivered through a centralized consulting team.

Joseph Gibas is a financial advisor with Ameriprise in Maple Grove, MN, holding a Series 66 designation and bringing 14 years of industry experience. He has worked with Ameriprise Financial Services, Inc. since 2014 and American Enterprise Investment Services Inc. since 2022. Ameriprise offers a retirement-income planning service tailored for individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-assisted recommendations through a centralized consulting team.

Scott Gregoria is a financial advisor at Ameriprise with 30 years of industry experience. He holds Series 63 and Series 65 designations and has been with Ameriprise and its affiliated entities since 2010. Outside of his advisory role, he operates a tour business focused on Prince-related sites in the Twin Cities and serves on the board of a nonprofit dedicated to promoting Prince's legacy. He is also involved with the Leukemia and Lymphoma Society as a nominated Man of the Year candidate. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning based on tax-aware withdrawal strategies and dependable income sources.

Kevin Hermanson is a financial advisor with Ameriprise in Minneapolis, MN, holding Series 65 and Series 66 licenses and has 11 years of industry experience. His prior work includes roles at RBC Capital Markets and American Enterprise Investment Services Inc. Outside of his advisory work, he volunteers as a spotter and loader at USA Powerlifting Raw Nationals, helping ensure athlete safety during competitions. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides written recommendation reports and ongoing advice focused on retirement income planning and tax-aware withdrawal strategies.

Carolyn Jenkins is a financial advisor at Ameriprise in Minneapolis, MN, holding a Series 66 designation with 17 years of industry experience. Her prior roles include positions at CRI Securities, Securian Financial Services, and Minnesota Life Insurance Company. She has been with Ameriprise and its related entities since 2017. Ameriprise offers a retirement-income planning service for clients with significant investable assets, providing detailed Recommendation Reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement solutions, supported by algorithmic automation and oversight committees.