Matthew Ladner is a financial advisor with Ameriprise Financial Services in Mobile, Alabama, holding a Series 66 designation and four years of industry experience. His prior roles include working at the Mississippi Department of Banking and Consumer Finance and the University of Southern Mississippi. Outside of advising, he has involvement in real estate ownership unrelated to investment activities. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning with a focus on dependable income sources and tax-aware withdrawal strategies.

Candice Hobson is a Series 66-licensed financial advisor with Ameriprise, based in Semmes, AL, where she has worked since 2023. Prior to joining Ameriprise, she was involved with Evangel Christian School and operated Hobson Handyman and Home Restoration. She also has experience with Semmes First Baptist CDC and Springhill Medical Center. Ameriprise offers a retirement-income planning service tailored for individuals approaching or in retirement with significant investable assets. The firm provides advisory, brokerage, and insurance solutions through affiliated entities and employs a centralized consulting team that uses research, modeling, and tax-efficiency analysis to deliver personalized retirement recommendations.

Calley Coldsmith is a financial advisor with Ameriprise in Mobile, Alabama, holding a Series 66 designation and seven years of industry experience. Prior to joining Ameriprise in 2018, Coldsmith worked at ArcelorMittal USA. Outside of advisory work, Coldsmith serves on the Board of Directors for the Animal Rescue Foundation. Ameriprise is an institutional firm that offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm’s approach includes detailed, non-discretionary recommendation reports developed by a centralized consulting team, incorporating research, modeling, and tax-efficiency analysis, with a focus on assets managed within Ameriprise accounts.

James Lee IV is a financial advisor with Ameriprise in Mobile, Alabama, holding a Series 63 designation and over 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 1995. Outside of his advisory role, he manages two LLCs related to his advisory business and office operations. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.