Ryan Hartneck is a financial advisor with Ameriprise in Monticello, MN, holding the Series 66 designation and four years of industry experience. His prior roles include positions at Bank of America, Merrill, and Columbia Threadneedle Investments. Outside of his advisory work, he serves as an assistant coach for the Orono High School varsity softball team and is a volunteer board member for the Minnesota Renegades Softball Program. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement income planning with a focus on dependable income and tax-aware withdrawal strategies.

Cole Gagnon is a financial advisor at Ameriprise with one year of industry experience. Before joining Ameriprise, he worked in education-related roles across various school districts and universities. He holds a Series 66 designation. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement income service focused on dependable income sources and tax-aware withdrawal strategies. The firm’s approach involves collaboration between a centralized service team and financial advisors, with recommendations based on proprietary research and third-party data.