Joseph Candela is a financial advisor at Ameriprise with 29 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses. Mr. Candela has been with Ameriprise and its related entities since 1999. Outside of his advisory role, he is involved in business ownership through Staffcomp LLC. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service that provides ongoing, written retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Michael Salmon is a financial advisor with Ameriprise in Ossining, NY, holding a Series 63 designation and 27 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of advising, he is involved in managing an LLC related to office lease payments. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to generate personalized recommendations, emphasizing assets held in Ameriprise Managed Accounts.

Philip Mattera is a financial advisor with Ameriprise in New York, NY, holding the CFP® designation along with Series 63 and Series 65 licenses. He has 31 years of industry experience, including 21 years at Ameriprise and its related entities. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement planning with written Recommendation Reports and ongoing advice. The firm’s approach includes proprietary research and algorithmic tools, with an emphasis on dependable income sources, tax-aware withdrawal strategies, and collaboration between a centralized service team and financial advisors.

Joseph Acquavella is a financial advisor at Ameriprise with 41 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its predecessor since 2005. Outside of his advisory role, he is involved in tax preparation through his business ownership at Acquavella, Chiarelli, Shuster LLP. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement who meet specific asset criteria, providing written Recommendation Reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm utilizes a centralized consulting team and combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-assisted recommendations.

Jagdip Bakshi is a CFP®-designated financial advisor with Ameriprise in New York, NY, with 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2004. Bakshi serves on the Board of Directors for the Westchester Institute of Human Development and is involved in tax preparation through a separate business activity. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary recommendations through a centralized consulting team.

Robert Ambrus is a CFP® and ChFC® credentialed financial advisor with 21 years of industry experience. He has been with Ameriprise since 2020 and previously worked at Citigroup and HSBC Bank USA. Outside of his advisory role, he tutors students online in subjects including college finance and algebra. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized retirement income service that provides written recommendations and ongoing tax-aware withdrawal planning for clients nearing or in retirement.

Michael Francis is a financial advisor with Ameriprise in New York, NY, holding a Series 66 designation and with 12 years of industry experience. He has been with Ameriprise and its affiliate since 2014. Francis is also involved with FutureFWD Advisors/Staffcomp, an outside employment activity. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Michael Sangirardi is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Ameriprise in New York, NY. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved with StaffComp LLC, a business managing staff and office expenses. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, combining research and modeling to provide non-discretionary, tax-efficient recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Frank Fiore is a financial advisor with Ameriprise in Jersey City, NJ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at Merrill and Bank of America. Outside of his advisory work, he is involved in real estate ownership focused on multi-family properties. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendations primarily for clients holding Ameriprise-managed accounts.

Donald Bertucci is a financial advisor with Ameriprise in New York, NY, holding a Series 63 designation and over 30 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Bertucci is involved in a business ownership capacity with Advisors on Lex and a related LLC formed with other Ameriprise advisors for office space rental. Ameriprise provides retirement-income planning services aimed at individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Sarrah Samraoui is a financial advisor at Ameriprise with two years of industry experience. She holds CFP® and Series 63 designations and previously worked at Eastern Bank Wealth Management. Outside of her advisory role, she is involved with FutureFWD Advisors. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendations and ongoing retirement-income planning.

Keith Mc Gurrin is a financial advisor with Ameriprise, holding Series 63, 65, and 66 licenses and bringing 22 years of industry experience. He worked at T. Rowe Price for 11 years before joining Ameriprise in 2020. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm uses a centralized consulting team and algorithmic tools to deliver tailored, non-discretionary advice, primarily for clients with assets managed within Ameriprise.

Gilbert Millstein is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. His prior experience includes nine years at Janney Montgomery Scott and one year at Oppenheimer. He has been with Ameriprise in various capacities since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Ryan Ackerhalt is a financial advisor at Ameriprise Financial Services with 22 years of industry experience. He holds the Series 66 designation and previously worked at HSBC Bank USA from 2016 to 2019 before joining Ameriprise in 2019. Outside of advising, he owns and manages several business entities related to his Ameriprise franchise and advisory activities in New York and Miami. Ameriprise Financial Services is a diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice, leveraging a combination of proprietary research and third-party data.