Isaac Cohen is a Series 66-licensed financial advisor at Ameriprise with 16 years of industry experience. He previously worked at MassMutual Life Insurance Co and Mass Mutual Investors Services for seven years, as well as Primerica Advisors and Guardian Life Insurance. Outside of advising, he is involved in independent insurance brokering and co-owns a real estate holding company. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Christopher Mcilraith is a CFP® with 26 years of experience in the financial services industry. He has worked at Ameriprise Financial Services LLC since 2022 and previously held roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing comprehensive written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored retirement income advice through a centralized consulting team.

Jay Himmelstein is a financial advisor with Ameriprise, holding a Series 63 designation and 22 years of industry experience. His career includes roles at Northwestern Mutual and Mass Mutual Life Insurance Company before joining Ameriprise in 2019. He is also involved in independent insurance brokering with multiple firms, including American National and Guardian. Ameriprise provides retirement-income planning services tailored to individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to generate written recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Darren Mc Govern is a financial advisor at Ameriprise with eight years of industry experience. He holds the Series 63 designation and has worked at Ameriprise and Mass Mutual Investors Services, among other firms. Outside of advisory roles, he was involved with Mottco Contracting for 15 years. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include written Recommendation Reports and ongoing advice focused on income sources and tax-aware withdrawal strategies. The firm’s retirement income service uses proprietary research and third-party data to guide asset allocation and Social Security claiming decisions within a defined investment universe.

Suresh Hathiramani is a financial advisor at Ameriprise with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Natixis and Mass Mutual Life Insurance Company. Hathiramani is also the owner and consultant of OM KI Solutions LLC, a non-investment-related business. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides ongoing advice and tailored recommendations focused on income sources and tax-aware withdrawal strategies.

Danielle Giordano is a financial advisor with Ameriprise Financial Services LLC in New York, NY, holding a Series 63 designation and 16 years of industry experience. Her prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities. Outside of her advisory work, she serves as co-chair of Project Playground, where she helps build inclusive playgrounds for children in New Jersey. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on written recommendation reports and ongoing planning for clients approaching or in retirement.

Garrett Hurley is a ChFC® credentialed financial advisor with 18 years of industry experience, currently with Ameriprise Financial Services LLC since 2022. His prior experience includes roles at Mass Mutual Investors Services, MassMutual Life Insurance Co, and METLIFE. Outside of his advisory work, he is involved in several entrepreneurial ventures including insurance brokering, consulting, and a travel business that supports a charitable foundation, and he is also an author. Ameriprise serves clients primarily through its retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions and uses a combination of research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary retirement income recommendations.