William Baumberger is a financial advisor at Ameriprise with 24 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at LPL Financial and Old National Bank. Baumberger also maintains a financial advisory role with Heritage Federal Credit Union. Ameriprise serves primarily individuals approaching or in retirement, offering a retirement-income planning service that combines research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm delivers these services through a centralized consulting team and emphasizes managed accounts within its investment approach.

Kurt Decker is a financial advisor with Ameriprise who holds Series 63 and Series 66 licenses and has 24 years of industry experience. He previously worked at LPL Financial and has been employed as a financial advisor at Heritage Federal Credit Union since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service designed for those nearing or in retirement. The firm’s approach includes detailed retirement-income planning with ongoing advice focused on income stability and tax-aware withdrawal strategies.