John Lobue is a financial advisor with Ameriprise in Dorchester, MA, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers services through a centralized retirement-income consulting team.

Martin Ghiringhelli is a CERTIFIED FINANCIAL PLANNER™ (CFP®) associated with Ameriprise in Norwell, MA, with 24 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2006. Outside of his advisory role, he serves on the Board of Directors for the Hingham Sports Partnership. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on reliable income sources and tax-aware withdrawal strategies.

Christopher Esposito is a financial advisor with Ameriprise in Norwell, MA, holding Series 63 and Series 65 credentials and 10 years of industry experience. He previously worked at John Hancock and John Hancock Funds LLC for six years before joining Ameriprise. Esposito manages his advisory business through an outside entity, Onipa?a Enterprise, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized retirement income service focused on dependable income sources and tax-aware withdrawal strategies. The firm’s retirement planning integrates proprietary research and third-party data and operates within a defined investment universe influenced by affiliated product relationships.

Suzanne Crociati is a financial advisor with Ameriprise in Plymouth, MA, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. She previously worked at Janney Montgomery Scott from 2003 to 2020 before joining Ameriprise. Outside of her advisory role, she is part owner of a family-run brewery and serves as a sorority advisor and founder of a women's initiative team. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations.

Brian Mahler is a financial advisor at Ameriprise with 25 years of industry experience. He holds the Series 66 designation and has worked at Ameriprise since 2020, following a 19-year tenure at American Express Financial Advisors. Outside of advisory work, he owns MoleMosh LLC, a business unrelated to investments. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and annual reviews. The firm’s approach includes proprietary research and third-party data, with access restricted to clients meeting certain asset thresholds.