James Crouse is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2022, he worked in various roles including at Tropical Smoothie and Zaxbys, as well as teaching positions at local schools. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides tailored retirement income planning and ongoing advice. The firm’s approach incorporates proprietary research and algorithmic tools, with recommendations focusing on income reliability and tax-aware strategies within a managed account framework.

John Higginbotham is a financial advisor with Ameriprise in Palatka, FL, holding Series 63 and Series 65 licenses and having 27 years of industry experience. He has worked with Ameriprise and its related entities since 2005. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with a written Recommendation Report and ongoing advice. The firm’s approach incorporates proprietary research and third-party data within a defined investment framework and includes specific enrollment criteria tied to assets under management.