Jennifer Ryba Spurgas is a financial advisor with Ameriprise in Pensacola, FL, holding a Series 66 designation and 21 years of industry experience. She has been with Ameriprise and its affiliated entities since 2004. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, offering tailored written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers recommendations through a centralized consulting team in partnership with client advisors.

John Ellis is a financial advisor at Ameriprise with 21 years of industry experience. He holds a Series 66 designation and previously worked for U.S. Bancorp Investments for 14 years before joining Ameriprise in 2019. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides written recommendation reports and ongoing planning advice focused on income sources and tax-aware withdrawal strategies.

Alysa Chesnut is a financial advisor with Ameriprise in Pensacola, FL, holding a Series 66 designation and five years of industry experience. She has worked with Ameriprise and its affiliated firms since 2010, including roles at Chiron Capital Management and Teal Wealth Management. Outside of her advisory work, Chesnut provides operations coaching through XFA, a franchise consulting team. Ameriprise offers retirement-income planning services targeting individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm serves a broad client base and provides a range of advisory, brokerage, and insurance solutions through affiliated entities.