Veronica Dean is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Morgan Stanley. She is based in San Diego, CA. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing tax-aware retirement planning advice. The firm’s approach combines internal investment research, third-party data, and algorithmic tools, focusing on dependable income sources and adaptive withdrawal strategies for clients meeting certain investable asset criteria.

Lance Silva is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Ameriprise. His prior experience includes roles at LPL Enterprise, DICKERSON, Ca Health Benefit Exchange, and Prudential Insurance Company of America. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Torrey Olson is a financial advisor with Ameriprise in San Marcos, CA. He holds a Series 66 designation and has recent experience at Ameriprise beginning in 2026. Prior to his advisory role, Olson worked at California State University San Marcos and Academy of Art University. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, supported by a centralized consulting team and algorithmic automation overseen by a Retirement Income Oversight Committee.

David Kelter is a financial advisor with Ameriprise in San Diego, CA, holding a Series 63 designation and 32 years of industry experience. His prior work includes 11 years at A. G. Edwards & Sons, Inc. and six years at Wells Fargo Clearing. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement. The firm’s approach combines investment research and algorithmic tools to provide personalized, non-discretionary recommendations within an investment universe shaped by affiliated product relationships.

Jessica Richmond is a financial advisor with Ameriprise in San Diego, CA, holding Series 63 and Series 65 licenses and nine years of industry experience. She previously worked at LPL Financial for seven years, as well as at U.S. Bancorp Investments, U.S. Bank, and Wells Fargo Clearing. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Victor Gonzalez is a financial advisor at Ameriprise with five years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at Aya Healthcare, ALPS Distributors, Inc., Brandes Investment Partners, and The Old Spaghetti Factory. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Timothy Gardner is a financial advisor with Ameriprise in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement recommendations and provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Matthew Schrady is a financial advisor at Ameriprise with 33 years of industry experience. He has held roles at Ameriprise Financial Advisors Inc. and Ameriprise Financial Services, LLC since 2016. His credentials include Series 63 and Series 65 licenses. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendations and ongoing planning focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Tracey Davis is a financial advisor at Ameriprise with 39 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Ameriprise and its affiliate since 2014. Davis serves on the Eller Alumni Advisory Council, which supports the University of Arizona's business college. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Robert Lester is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and 45 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Outside of his advisory work, he owns and operates PFC Lester, Inc., a fixed insurance business. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored written recommendations. The firm serves a broad client base through a wide range of advisory, brokerage, and insurance solutions.

Kenneth Lee is a financial advisor with Ameriprise in Poway, CA, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver written Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies and employs algorithmic automation overseen by internal committees to generate tailored retirement-income recommendations.

Natalia Peters is a CFP®-certified financial advisor at Ameriprise with 23 years of industry experience. Her prior roles include positions at Cetera Investment Services, LPL Financial, and American Savings Bank. She is also involved in independent insurance brokering with Guardian Life. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to develop personalized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its extensive network.

Christopher Cohn is a CFP®-designated financial advisor with Ameriprise Financial Services, based in San Diego, CA, and has 20 years of industry experience. His prior roles include positions at Wells Fargo Clearing and UBS Financial Services. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Dwayne Kitchen is a financial advisor with Ameriprise in San Diego, CA, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has been with Ameriprise and its related entities since 2010. Ameriprise Financial Services is a large advisory firm that serves both individual and institutional clients, offering specialized retirement income planning services focused on dependable income sources and tax-aware withdrawal strategies. The firm uses a centralized service team to support advisors, drawing on extensive investment research and proprietary tools within a defined investment universe.

Heidi Martinez is a financial advisor at Ameriprise with the Series 66 designation and 21 years of industry experience. She previously worked at Morgan Stanley Smith Barney for 15 years and at Morgan Stanley & Co. LLC for two years. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and annual retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Doris Caramello is a financial advisor at Ameriprise with 18 years of industry experience. She holds a Series 66 designation and has previously worked at CUSO Financial Services, LP and LPL Financial LLC. Ameriprise Financial Services is a large diversified firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and annual advice focused on dependable income sources and tax-aware withdrawal strategies.

Alain Connelly is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and 35 years of industry experience. His career includes positions at Wells Fargo Clearing, Morgan Stanley, and UBS Financial Services. Based in San Diego, CA, he has been with Ameriprise since 2018. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Laurens Rhinelander III is a Series 66 licensed financial advisor with 26 years of industry experience, currently with Ameriprise Financial Services. His prior roles include positions at Wells Fargo Clearing and UBS Financial Services. Outside of his advisory work, he is involved in dance education through ownership of KLR Resources LLC. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, combining proprietary research and third-party data to deliver tailored recommendations.

Shelby Yeh is a financial advisor at Ameriprise with 12 years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Clearing for six years before joining Ameriprise. Shelby is based in San Diego, CA. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning advice through a written Recommendation Report and ongoing support.

Kyle Knudsen is a financial advisor at Ameriprise with 13 years of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley Wealth Management and Morgan Stanley Private Bank, National Association. He is based in San Diego, CA. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, notably offering a Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income and tax-aware withdrawal strategies. The firm uses proprietary research and algorithmic tools to support recommendations, with a non-discretionary implementation model and certain enrollment criteria based on investable assets.

Stephanie Karpow is a financial advisor with Ameriprise in San Diego, CA, holding Series 63 and Series 65 licenses and 17 years of industry experience. She has worked at Ameriprise since 2017 and previously held roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Outside of her advisory work, she is a trustee of her family trust, which owns an LLC that operates a fishing boat and galley business managed by her husband. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm utilizes internal research and third-party data to provide written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Simon Lewis is a financial advisor at Ameriprise with 35 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Wells Fargo Clearing and UBS Financial Services. Outside of finance, he owns Greentree Productions, a small business involved in TV production, videos, and print work. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement planning with written recommendation reports and ongoing advice based on grounded investment research and structured withdrawal strategies.

Greg Gorder is a financial advisor at Ameriprise with 33 years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at E*TRADE Capital Management LLC, E*TRADE Securities LLC, and A. G. Edwards & Sons, Inc. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Kevin Kellogg is a CFP® professional with 40 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 10 years. Based in Oceanside, CA, he holds Series 63 and Series 65 licenses. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria, providing detailed Recommendation Reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis delivered through a centralized consulting team, with an emphasis on assets managed within Ameriprise accounts.

Alan Holt is a financial advisor with Ameriprise in Encinitas, CA, holding Series 63 and Series 65 licenses and 39 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm offers a wide range of advisory, brokerage, and insurance solutions through affiliated companies.

William Noonan is a financial advisor at Ameriprise in San Diego, CA, holding Series 63 and Series 65 credentials with 38 years of industry experience. He has been with Ameriprise and its related entities since 2012. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement advice through a centralized consulting team.

Heather Shirkey is a financial advisor at Ameriprise with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2011. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.