Michelle Alberda is a financial advisor with Ameriprise, holding a Series 66 designation and 26 years of industry experience. She has worked with Ameriprise Financial Service, LLC since 1999 and Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of her advisory role, she is a member and manager of Good Directions LLC, a boat rental and charter business in Carolina Beach, NC. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and advisory oversight to deliver tailored retirement planning and offers a broad range of advisory, brokerage, and insurance solutions.

Gregory Ware is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Ameriprise in San Francisco since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of his advisory role, he is involved with Kramer, Reinsdorf, Ware LLC, a pass-through entity engaged in staffing and real estate. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria, delivering personalized recommendations that incorporate research, modeling, and tax-efficiency analysis. As a large institutional firm, it offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Lois Wang is a financial advisor with Ameriprise, holding a Series 66 designation and 25 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves on the Board of Directors and as Treasurer for the Belmont Redwood Shores Youth Softball Association. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with a written Recommendation Report and ongoing advice. The firm’s approach incorporates investment research, third-party data, and algorithmic tools, operating within a defined investment universe influenced by its affiliated product ecosystem.