Mark Harasym is a financial advisor with Ameriprise in San Luis Obispo, CA, holding a Series 66 designation and 11 years of industry experience. He is a partner at Gray & Harasym LLP, a tax preparation firm he has been involved with since 2011. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, using a centralized consulting team to deliver non-discretionary, research-based recommendations that incorporate tax-efficiency and adaptive withdrawal strategies.

Deborah Garza is a financial advisor at Ameriprise with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Ameriprise since 2007. Outside of her advisory role, she owns ranch properties in California. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning that combines investment research, algorithmic tools, and ongoing advice to help clients manage dependable income and tax-aware withdrawal strategies.

Laura Ingels is a financial advisor at Ameriprise with eight years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Ingels also maintains a real estate license. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations in partnership with financial advisors.

Stephen Tetmeir is a financial advisor with Ameriprise in San Luis Obispo, CA, holding a Series 63 designation and 36 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of advising, he has ownership in Acorn Group, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Aaron Hendry is a financial advisor with Ameriprise in San Luis Obispo, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has worked at Ameriprise since 2018, with prior roles at LPL Financial, Coast Hills Credit Union, and Wells Fargo-affiliated firms. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports, emphasizing managed accounts and algorithmic automation within a large institutional platform.