Kateryna Kariniemi is a financial advisor with Ameriprise in Phoenix, AZ, holding a Series 66 designation and 13 years of industry experience. She has been with Ameriprise and its affiliated entities since 2014. Ameriprise is a large institutional firm offering a retirement-income planning service designed for individuals nearing or in retirement who meet specific asset criteria. The firm provides a range of advisory, brokerage, and insurance solutions, with a retirement-income approach that integrates research, modeling, and tax-efficiency analysis.

Katrina Arrington is a financial advisor with Ameriprise in Phoenix, AZ, holding a Series 66 designation and seven years of industry experience. She has been with Ameriprise and its affiliated entities since 2018 and previously worked at Fry's Food Stores for six years. Outside of her advisory role, she writes and submits fiction to various publications. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach, with an emphasis on assets managed within Ameriprise accounts.

David Terk is a financial advisor with Ameriprise in Scottsdale, AZ, holding Series 63, 65, and 66 licenses and having 10 years of industry experience. He has worked at Ameriprise since 2019 and previously spent two years with Voya Financial Advisors. In addition to his advisory work, he owns Serenitas Special Needs Planning, a consulting business. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing comprehensive, research-based recommendations on income, Social Security, and tax strategies. The firm combines algorithmic tools and personalized review to deliver tailored retirement income plans.

Robert Adams is a financial advisor with Ameriprise in Scottsdale, AZ, holding a Series 63 designation and 27 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, Adams has ownership in a real estate business in Phoenix, AZ. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets. The firm provides comprehensive, research-driven recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies, supported by a centralized consulting team and automated analysis tools.

Laura Elias is a financial advisor with Ameriprise in Scottsdale, AZ, holding a Series 66 designation and eight years of industry experience. She has been with Ameriprise and its affiliated entities since 2008. Outside of her advisory role, she owns a travel-related business called My Fun Spot Vacations. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and annual advice. The firm’s approach integrates internal investment research, third-party data, and algorithmic tools, with enrollment criteria that require a minimum level of investable assets and generally includes Ameriprise-managed assets.

Daniel Vosskuhler is a financial advisor at Ameriprise in Scottsdale, AZ, holding a Series 66 designation with three years of industry experience. His prior work includes roles at LPL Financial, Principal Securities, Wells Fargo Advisors, The Vanguard Group, and other financial firms. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to deliver annual, non-discretionary recommendation reports through a centralized consulting team.

Tiffany Evans is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and seven years of industry experience. She has worked at Ameriprise since 2018 and previously at SARC Monitoring from 2016 to 2018. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides detailed retirement income planning and advice focused on dependable income sources and tax-aware withdrawal strategies.

Karekin Kaprelian is a financial advisor at Ameriprise with 32 years of industry experience. He has held roles at Ameriprise and Ameriprise Financial Services, Inc. since 1993 and holds a Series 63 designation. Outside of advising, he is involved in independent insurance brokering and owns a consulting business, Kordz LLC. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research-driven modeling and tax-efficient strategies to provide tailored recommendations. The firm delivers these services through a centralized consulting team and emphasizes the use of affiliated investment products.

Yolanda Arrington is a financial advisor with Ameriprise in Phoenix, AZ, holding a Series 66 designation and 23 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored advice, with a focus on assets managed within Ameriprise accounts.

James Rettke III is a CFP® professional with 22 years of industry experience, currently serving as a financial advisor at Ameriprise in Scottsdale, AZ since 2020. He was previously with Ameriprise Financial Services, Inc. from 2003 to 2020. Outside of advising, he is involved in several business ventures related to residential real estate ownership and management. Ameriprise provides retirement-income planning services designed for individuals nearing or in retirement, focusing on clients with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations primarily for clients holding assets in Ameriprise Managed Accounts.

Sandra Kramer is a financial advisor with Ameriprise in Phoenix, AZ, holding a Series 63 designation and 28 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she is involved in a business entity that holds commercial real estate. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with substantial investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver non-discretionary, customized advice through a centralized team working alongside financial advisors.

Aiden Rettke is a financial advisor at Ameriprise in Scottsdale, AZ, holding a Series 66 designation. He began his advisory career in 2025 and has prior experience at Merrill and involvement with the University of Arizona and several business ventures. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a focus on retirement income planning through its Premier Retirement Income service, which provides tailored recommendations and ongoing advice based on proprietary research and third-party data.

Philippus Cilliers is a financial advisor with Ameriprise in Scottsdale, AZ, holding Series 63 and Series 65 credentials and 16 years of industry experience. He has been with Ameriprise and its affiliate since 2012. Outside of advising, he is involved in tax preparation through a co-owned business and serves on a local condominium association board. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Todd Pfutzenreuter is a financial advisor with Ameriprise in Scottsdale, AZ, holding a Series 63 designation and bringing 32 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, he serves as an elder on the board of directors for Heritage Church and is involved in business ownership through T Fitz Consulting. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, non-discretionary advice primarily for clients maintaining assets within Ameriprise-managed accounts.

John Reese is a financial advisor with Ameriprise, holding a Series 63 designation and bringing 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns a consulting business, JC Reese Consulting Inc. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency strategies to deliver tailored, non-discretionary recommendations through a centralized team.

Matthew Davies is a financial advisor at Ameriprise with 15 years of industry experience. He holds Series 63 and Series 66 licenses. His prior roles include positions at The Vanguard Group, Fidelity Investments, Financial Engines Advisors, Hartford, and Quicken Loans. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing planning advice focused on retirement income strategies and tax-aware withdrawal approaches.