Stephen Dirnberger is a financial advisor at Ameriprise with 28 years of industry experience. He holds Series 63 and Series 66 designations and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1997. Dirnberger is based in Stevensville, Michigan. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement advice through a centralized consulting team.

Nicole Coar is a CFP® professional with 12 years of industry experience, currently affiliated with Ameriprise Financial Services, LLC. Her prior experience includes roles at True Blue Financial, LLC and LPL Financial LLC. She is a notary public in Michigan and provides notary services without fee to clients. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include a written Recommendation Report and ongoing annual advice focused on income sources and tax-aware withdrawal strategies.

Joseph Green is a financial advisor at Ameriprise with 10 years of industry experience. He holds the Series 66 designation and has previously worked at Harbor Mission Financial Group, USA Financial Securities, Wolf Advisory Services, and Thrivent Financial. His other business activities include independent insurance brokering involving fixed annuity and universal life products. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning with ongoing advice focused on dependable income sources and tax-aware strategies.

Wendy Mitchell is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services Inc and SagePoint Financial. Outside of her advisory role, she has an ownership interest in a single-family real estate property. Ameriprise is an institutional firm that offers retirement-income planning services primarily for clients with significant investable assets, combining research-driven modeling and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Dana Wales is a CFP® with 38 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. Prior to this, he worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of his advisory role, Wales holds trustee and director positions at Corewell Health Foundation Southwest Michigan and Andrews University, and is involved in tax preparation and independent insurance brokering. Ameriprise is an institutional firm offering retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations through a centralized consulting team.