Jay Hill is a financial advisor with Ameriprise in Tampa, FL, holding a Series 66 designation and beginning his advisory career there in 2026. He previously worked at TCM Bank NA for 18 years and took a one-year break as a homemaker before joining Ameriprise. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning services that focus on dependable income sources and tax-aware withdrawal strategies, supported by a centralized service team and extensive research tools.

Michael Lovero is a financial advisor at Ameriprise in Tampa, FL, holding a Series 66 designation with three years of industry experience. His work history includes roles at Ameriprise since 2021 and prior experience at The University of Tampa and Gino's of Lindenhurst. Ameriprise is a large institutional firm that offers a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets. The firm’s approach incorporates research, modeling, and tax-efficiency analysis, delivering written recommendation reports through a centralized consulting team in partnership with clients’ advisors.

Woodrow Clark III is a financial advisor with Ameriprise based in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Ameriprise and its affiliate since 2009. Clark serves on the board of directors for the Byrd Lake Woods Homeowners Association, Inc. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research-driven models and tax-efficient strategies to develop personalized, non-discretionary recommendations delivered through a centralized consulting team.

Paul Maes is a financial advisor with Ameriprise Financial, holding a Series 66 credential and beginning his advisory career in 2023. His prior experience includes roles at TopShelf and The University of Tampa. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement planning through written Recommendation Reports and ongoing advice that incorporates tax-aware withdrawal strategies and Social Security planning.

Michelle Frazier is a financial advisor at Ameriprise with 15 years of industry experience. She holds Series 65 and Series 66 licenses and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2009. Outside of her advisory role, she serves on the Board of Directors for the Carrollwood Landings Homeowners Association in Tampa, FL. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, noted for its Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income strategies.