Daniel Gracy is a financial advisor with Ameriprise in La Mirada, CA, holding CFP®, ChFC®, and Series 63 designations and bringing 30 years of industry experience. He has been with Ameriprise and its affiliate since 1995. Outside of his advisory role, he has involvement in real estate ownership. Ameriprise provides a retirement-income planning service primarily for clients with significant investable assets, delivering written recommendations on income strategies, Social Security options, and tax-efficient withdrawals. The firm combines research, modeling, and automated tools overseen by a dedicated committee to tailor retirement planning advice.

Jeffrey Sheefel is a financial advisor with Ameriprise in Huntington Beach, CA, holding a Series 63 designation and 35 years of industry experience. He has worked with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing written recommendations on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its advisory approach and delivers services through a centralized consulting team in partnership with client advisors.

Angela Liu is a financial advisor at Ameriprise with eight years of industry experience. She holds a Series 66 designation and previously worked at The Safavi Group, LLC, Lusha Liu, Equitable Advisors, and Axa Advisors, LLC. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Debra Del Nero is a financial advisor at Ameriprise with 35 years of industry experience. She holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves on the Board of Directors for the Catalina Homeowners Association in Redondo Beach, CA. Ameriprise provides a retirement-income planning service tailored to individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.