Patricia Carnovale is a financial advisor with Ameriprise in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. She has been with Ameriprise and its affiliate since 1995. Carnovale serves on the Board of Directors for Friends of Western Art. Ameriprise is a large institutional firm that offers a retirement-income planning service for individuals nearing or in retirement with significant investable assets. The firm provides advisory, brokerage, and insurance solutions through affiliated companies, using research-driven and algorithm-assisted methods to generate and tailor retirement income recommendations.

Cruz Poeppelman is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has a diverse background including service in the United States Army and roles in higher education. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning advice focused on retirement income, using proprietary research and third-party data within a defined investment framework.

Bruce Irby is a financial advisor with Ameriprise in Tucson, AZ, holding Series 63 and Series 65 credentials and 48 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical for a large institutional firm.

Rebecca Johnson is a financial advisor with Ameriprise in Tucson, AZ, holding a Series 63 designation and bringing 40 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Johnson serves on the Board of Directors for the Sahuaro Girl Scout Council SO Property Board. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.