Erica Smith is a CFP® professional with 12 years of industry experience, currently serving at Beacon Pointe Advisors, LLC. She has previously worked with Charleston Investment Advisors and The Wealth Management Alliance. Outside of financial advising, she owns and operates Smitten Handcrafted Designs, a jewelry business. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs a manager-focused approach, utilizing proprietary due diligence and asset allocation models to implement client strategies.

Merriweather Mule is a CFP® professional with four years of industry experience, currently serving at Beacon Pointe Advisors, LLC. Prior to joining Beacon Pointe Advisors, Mule worked at CornerCap Wealth Advisors for four years. In addition to advisory duties, Mule is an agent involved in the sale of life, health, and accident insurance products through Beacon Pointe Insurance Services, LLC. Beacon Pointe Advisors provides wealth advisory, financial planning, and outsourced chief investment officer services to a diverse client base including individual investors, corporations, and institutional clients. The firm employs a combination of asset allocation modeling and third-party independent managers across public and private asset classes.

Stephanie Mackara is a financial advisor at Beacon Pointe Advisors, LLC with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at firms including Charleston Investment Advisors LLC and Loring Ward. Ms. Mackara is the author of the educational book *Money Minded Families*, which focuses on raising financially literate children. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, retirement plan services, and outsourced chief investment officer services to individuals, corporations, and institutional clients. The firm uses a combination of asset-allocation modeling and third-party independent managers across active and passive strategies, and it acts as general partner for proprietary private funds and adviser to an interval fund.