Ronald Holmes is a financial advisor with Calton & Associates, Inc. in Vineland, NJ, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Calton & Associates since 2004 and has also been involved with BTS Asset Management, Holmes Financial Services, REM Group, and Amway Corporation throughout his career. Outside of advisory work, he is a soccer referee and participates in tax planning and mortgage consulting through a separate business. Calton & Associates serves individual investors, retirement plans, trusts, and estates by providing portfolio management, fee-based financial planning, retirement plan consulting, and access to third-party money managers. The firm offers both advisory and brokerage services, tailoring investment recommendations based on client goals and risk tolerance, and operates multiple program structures including firm-managed wrap programs and separate account platforms.

Jerry Everwine is a financial advisor with Calton & Associates, Inc. in Vineland, NJ, holding a Series 66 designation and 53 years of industry experience. He has been with Calton & Associates since 2004 and has worked as a self-employed advisor since 1989. Outside of advisory activities, he is involved in income tax preparation and owns an insurance services business specializing in life, health, and long-term care insurance. Calton & Associates serves individual investors, retirement plans, trusts, estates, and other retail clients with portfolio management, financial planning, retirement consulting, and access to third-party money managers. The firm offers tailored investment recommendations through multiple program structures, including firm-managed wrap programs and separate accounts, using various analytic strategies.