Robert Wayland is a CFP®-certified financial advisor with 29 years of industry experience. He is currently with Cambridge Investment Research Advisors, where he has worked since 2022. Prior to this, he held roles at Kestra Advisory Services and KESTRA Investment Services. He is also the owner of several business entities, including Bull and Bear Wealth Management Partners, LLC, and Wealth Advisory LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent Financial Professionals, employing a range of investment strategies and platform arrangements tailored to client objectives.

Carmine Lacognata is a financial advisor at Cambridge Investment Research Advisors with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Cetera and AXA Advisors. Lacognata serves as a board member for both Clearwater for Youth and the American Cancer Society. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, utilizing a range of portfolio management strategies and platform arrangements tailored to client objectives.