Christopher Morales is a financial advisor with Cambridge Investment Research Advisors in Coral Gables, FL, holding Series 63 and Series 65 licenses and having 20 years of industry experience. His prior experience includes roles at Mass Mutual Investors Services, MassMutual Life Insurance Co, and Kovack Advisors. He is also an independent insurance agent for various companies through FCG Wealth Management. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors, offering financial planning, investment management, and retirement advisory services through a network of independent financial professionals. The firm provides multiple investment implementation platforms, proprietary and unaffiliated model strategies, and maintains institutional features such as advisor transition loans and equity participation.

Kerry Casey is a financial advisor at Cambridge Investment Research Advisors with two years of industry experience. Their prior work history includes roles at MML Investors Services LLC and MassMutual Insurance Company. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers a range of investment solutions across multiple platforms, combining proprietary and third-party strategies with both discretionary and non-discretionary management options.

Daniel Frayle is a financial advisor with Cambridge Investment Research Advisors in Coral Gables, FL, holding a Series 66 designation and four years of industry experience. His prior roles include positions at MassMutual/Coastal Wealth and contractor work, as well as academic appointments at Florida State University and Florida International University. He is also involved as an administrative assistant with Financial Charters Group Wealth Management. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services. The firm offers both discretionary and non-discretionary investment strategies through a network of independent Financial Professionals, utilizing proprietary models and third-party managers across multiple platform arrangements.

Jose Cruz is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He previously worked for Kovack Securities, Inc. for nine years before joining Cambridge Investment Research Advisors in 2021. Outside of his advisory role, he is president of UNLSTD MUSIC, a music management and talent company. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals. The firm provides tailored investment implementation options across multiple platforms and offers both proprietary and third-party strategies.

Remy Dou is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Cambridge Investment Research Advisors since 2020. Prior to this, he worked at MML Investors Services LLC and MassMutual Life Insurance Company. Outside of his advisory role, he is associated with RPC Advisory Group in Coral Gables, FL. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and multiple custody platforms.