Denise Youngquist is a CFP®-certified financial advisor with 17 years of industry experience. She has been with Cambridge Investment Research Advisors since 2017 and also owns Calkins-Youngquist Financial Life Planning LLC, a financial life planning and insurance business based in Denver, CO. Prior to her current roles, she worked at Summit Financial Group Inc and Summit Brokerage Services, Inc. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers comprehensive financial planning, investment management, and retirement advisory services through a network of independent professionals, employing a range of investment strategies and platform options tailored to client objectives.

Melissa Mc Voy is a financial advisor with Cambridge Investment Research Advisors in Denver, CO, holding Series 63 and Series 66 designations and bringing nine years of industry experience. Her prior roles include positions with Five Peaks Capital Group, Eagle Strategies, NYLIFE Securities, and New York Life Insurance Co. She has also worked in education with the Douglas County School District. Outside of her advisory work, she is involved as a W2 employee and independent insurance agent at Lotus Financial Partners and Canyonero Services, Inc. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through an extensive network of independent professionals and provides a range of investment implementation options tailored to client objectives.

Carter Smelser is a financial advisor with Cambridge Investment Research Advisors in Denver, CO, holding a Series 66 designation and 12 years of industry experience. His prior work includes roles at Securities Management and Research, Inc., BFC PLANNING, Inc., and Berthel Fisher & Company Financial Services, Inc. since 2014. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory through a large network of independent Financial Professionals. The firm provides investment solutions tailored to client objectives across multiple platforms, with a mix of proprietary and third-party strategies.

Scott Gill is a CFP® credentialed financial advisor with 16 years of industry experience. He is currently affiliated with Cambridge Investment Research Advisors and has held positions at Charles Schwab Bank and Massachusetts Mutual Life Insurance. Gill is also involved in independent insurance sales and owns SNPG Advisory Group LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and platform options.