Baylor Millhoff is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors and has two years of industry experience. His prior work includes positions at Emblem Credit Union, LPL Financial, Alabama Teachers Credit Union, Auburn University, and Southside High School. Millhoff is also involved in insurance and benefits activities and operates under the DBA Holt Wealth Management. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent advisors, utilizing various portfolio management strategies and platform arrangements tailored to client objectives.

John Holt is a financial advisor at Cambridge Investment Research Advisors with 15 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at LPL Financial, Emblem Credit Union, and Alabama Teachers Credit Union. Outside of his advisory role, Holt serves as vice president and board member of the Westbrook Youth Football Association in Gadsden, AL. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent financial professionals utilizing a variety of discretionary and non-discretionary strategies across multiple platforms.