Kristine White is a CFP® professional with 27 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2020. Her prior experience includes roles at VOYA Financial Advisors and operating Waterside Financial Advisors, where she provides tax preparation and accounting services. She is also an independent insurance agent in Rockford, IL. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing both proprietary and third-party investment strategies tailored to client objectives.

Michael White Jr. is a financial advisor at Cambridge Investment Research Advisors with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at VOYA Financial Advisors for six years. Outside of his advisory role, he is a partner in an accounting and tax preparation firm and an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services delivered through a network of independent professionals, providing both proprietary and third-party investment strategies tailored to client objectives.

Mark Lotzer is a financial advisor with Cambridge Investment Research Advisors in Rockford, IL, holding Series 63 and Series 65 credentials and 44 years of industry experience. He previously worked at VOYA Financial Advisors from 2014 to 2020. Outside of his advisory role, he has operated as an independent insurance agent for various companies since 1982. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm delivers customized solutions through independent Financial Professionals, utilizing multiple custody platforms and proprietary as well as third-party strategies.