Scott Bergan is a financial advisor with Cambridge Investment Research Advisors, holding the ChFC® and Series 63 designations and bringing 26 years of industry experience. He has been with Cambridge since 2011 and is based in Scottsdale, AZ. In addition to his advisory role, Bergan operates Vineyard Wealth Management, LLC, where he provides health and life insurance services. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services delivered through independent financial professionals, utilizing a range of portfolio management strategies and platform arrangements.

Margaret Bergan is a ChFC®-designated financial advisor with Cambridge Investment Research Advisors, based in Scottsdale, AZ, with 25 years of industry experience. She has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2011. Outside of her advisory role, she owns Peggy Bergan LLC, which provides teaching and speaking engagements on financial literacy, and she volunteers as a teacher with Junior Achievement. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services through a network of independent financial professionals, utilizing proprietary models and access to third-party strategies across multiple custody and platform arrangements.