Ron Defreitas is a financial advisor with Capital Analysts in Fort Myers, FL, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His career includes roles at Horace Mann Investors Inc. and United Partners Insurance, LLC. Outside of advisory work, he serves as president and CEO of Gulf Coast Educators Insurance LLC and is involved in managing commercial real estate holdings. Capital Analysts serves a diverse client base including individual, high-net-worth, and institutional investors, offering portfolio management, custom model portfolios, and retirement-plan advice. The firm operates through a nationwide network of independent advisors and uses both discretionary and non-discretionary investment management supported by an in-house research team.

Melissa Ray is a financial advisor with Capital Analysts in Fort Myers, FL, holding a Series 65 designation and six years of industry experience. She previously worked at Brookstone Capital Management LLC and has been affiliated with Trifound Advisory, LLC and Trifound Financial LLC. Outside of her advisory role, she is an employee at GCE Insurance Solutions and Wealth Management, providing financial advice through Lincoln. Capital Analysts serves retail and institutional clients, including individuals, high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, custom and model portfolios, access to third-party managers, and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs.