Danielle Lum is a financial advisor with Cetera, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Bankoh Investment Services, First Hawaiian Bank, and Raymond James Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services and operates a multi-manager platform with access to various investment strategies and program structures.

Lorraine Sim is a CFP® and holds a Series 66 license with 17 years of industry experience. She is currently with Cetera and previously worked at Bankoh Investment Services, Inc. and J.P. Morgan Securities. She is also a 16% owner of Grand Stoneman Partnership LP, a family limited partnership involved in rental real estate income and losses. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services available through a nationwide network of independent advisors.