Susan Cyberski is a CFP® professional with 35 years of industry experience. She is currently affiliated with Cetera and Cetera Wealth Services, LLC, where she has worked since 2013. In addition to her advisory role, she is licensed to sell fixed insurance products including life, annuities, long-term care, and property & casualty insurance. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing a multi-manager platform with both discretionary and non-discretionary program options.

Gregory Rothrock is a financial advisor with Cetera in Albuquerque, NM, holding Series 63, 65, and 66 credentials and over 31 years of industry experience. He has worked at Cetera Wealth Services, LLC since 2013 and at H&R Block since 2017, where he serves as a Master Tax Advisor and Enrolled Agent. He is also involved in fixed insurance sales and serves on the finance ministry board at Monte Vista Christian Church. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management, financial planning, and retirement services, operating a multi-manager platform with model portfolios, third-party managers, and customizable strategies.