Nicholas Morey IV is a financial advisor with Cetera, holding a Series 66 credential and nine years of industry experience. He previously worked at Securian Financial Services Inc and Minnesota Life Insurance Company. Outside of his financial career, Morey is the owner of Nick's Fitness, where he provides personal training and nutritional advice. He also serves on the board of Liberty Jump Team, Inc., and is involved with the St. Mary’s University Alumni Association and community outreach through the Oak Hills New Member Committee. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, employing both discretionary and non-discretionary strategies.

Robert Schmelzer is a financial advisor with Cetera, holding Series 63, Series 65, and Series 66 designations and 13 years of industry experience. He has worked with First Allied Securities and First Allied Advisory Services before joining Cetera. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers. The firm operates a multi-manager platform with various program options and oversees more than $256 billion in assets through a nationwide network of over 10,000 advisors.

Gabriel Tranel is a financial professional at Cetera with two years of industry experience and holds the Series 66 designation. He has worked with several Cetera entities since 2023 and previously with Northstar Resource Group. Outside of his advisory role, he assists physicians with disability insurance education and services through a related insurance business. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients with a range of portfolio management, financial planning, and retirement services. The firm offers discretionary and non-discretionary solutions and accesses a broad network of affiliated and third-party investment managers.

Frank Marra III is a financial advisor with Cetera, holding a Series 66 credential and 21 years of industry experience. His prior roles include positions at Mass Mutual Investors Services and OneAmerica Securities. Outside of advisory services, he is involved in insurance and fixed product sales, focusing on life, disability, long-term care, fixed annuities, and health insurance. Cetera Investment Advisers LLC is a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, with over 10,000 advisors and $256 billion in assets under management.

John Tuttle Jr. is a financial advisor at Cetera with 42 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Cetera since 2025. Prior to that, he spent over two decades at Concourse Financial Group Securities Inc. He is also the president and owner of Tuttle & Associates, a financial and insurance services business specializing in life, disability, and fixed annuity insurance products. Cetera Investment Advisers LLC is an SEC-registered advisor that supports a large nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management services and access to various third-party money managers.

James Kelly is a financial advisor with Cetera Investment Advisers LLC, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has been associated with Cetera since 2006 and has operated his own firm, Jim Kelly Incorporated, since 2009. Outside of his advisory work, he teaches yoga classes and serves as vice president of the Capital of Texas Enrolled Agents, a nonprofit organization focused on education for enrolled agents. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through diverse program structures and access to both affiliated and unaffiliated third-party money managers.