Brian Lutz is a financial advisor with Cetera in Baltimore, MD, holding Series 63 and Series 66 designations and 25 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management strategies, third-party managers, and program structures, managing over $256 billion in assets.

Shreya Tiwari is a financial advisor at Cetera with 15 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Wells Fargo Advisors and First National Bank of Pennsylvania. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Jonathan Wang is a financial advisor with Cetera Investment Advisers LLC and holds a Series 66 designation. He has 14 years of industry experience and has worked with firms including Merrill, Wells Fargo Clearing, HSBC Bank USA, and SunTrust. Cetera Investment Advisers LLC is a national SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Mark Grunder is a CFP® professional with 20 years of experience in the financial services industry. He is currently affiliated with Cetera and serves as a market executive at FNB Wealth Management. His career includes roles at First National Bank of PA, Sandy Springs Bank, and BB&T. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, servicing individual, corporate, charitable, and institutional clients through a range of portfolio management and financial planning services. The firm offers diverse program structures and investment options, managing over $256 billion in assets with more than 10,000 advisors.

Christopher Kolakowski is a financial advisor at Cetera with two years of industry experience. He holds the Series 66 credential and has previously worked with First National Bank of Pennsylvania and Truist Advisory Services. In addition to his advisory role, he serves as a wealth advisor for First National Trust, collaborating with trust portfolio advisors and centers of influence. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services through a large network of independent advisors. The firm serves individual clients, employer-sponsored plans, corporate and charitable entities, and institutional accounts, offering a multi-manager platform with a range of program structures and investment options.

Christina Pascoe is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. Her work history includes roles at Cetera, First National Bank of Pennsylvania, Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wachovia Bank, N.A. She is based in Baltimore, MD. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a national network of over 10,000 advisors, managing more than $256 billion in assets.